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Mortgage

Joined 10/08/2008

Jeffrey Esterkes

Senior Mortgage Consultant

Leader Bank, N.A.

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(888) 281-8459

I manage the mortgage well-being for more than 500 families who have come to understand that their mortgage is a component of an overall wealth building strategy.

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  • Dear Mr. Gillespie, I have
    By Jeffrey EsterkesOctober 8, 2008 - 1:06pm

    Dear Mr. Gillespie, I have read Coldwell Banker's press release concerning your upcoming sales event with interest. Though I applaud any initiative that offers buyers and sellers common ground toward consummating a transaction, I respectfully submit that alternatives to heavily discounting properties exist. If agents were to engage mortgage professionals when taking a listing, marketing a property and during the negotiation phase, as opposed to waiting until after buyer and seller come to agreement, discounts to asking prices could be minimized. The mortgage mechanics to do so are simple to construct and illustrate and are in the best interests of 1) the market because the property is not so heavily discounted; 2) the agent because the sales commission is higher; 3) the seller because the sales price is higher; 4) the buyer because the end mortgage product is more economic in the present and for the future. If you or a member of your staff would like to discuss, please do not hesitate to contact me. Respectfully, Jeffrey R. Esterkes Leader Bank, N.A. Burlington, MA 01803 888-281-8459

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