(949) 457-0281
Real estate agent (4th generation) and blogger in Orange County, California. I work with both buyers and sellers, and specialize in Lake Forest and surrounding areas including Mission Viejo, Rancho Santa Margarita, Irvine, Laguna Hills, and Aliso Viejo.
You need to set up your emails to premium members to quit asking us to become premium members. It seems sort of impersonal that you don't know who you are emailing to! Vicki Lloyd, MBA, e-PRO, ACRE, Realtor http://LiveLakeForest.com (949) 457-0281
Congratulations Steve & Kris! For experienced brokers, your decision to go independent was probably inevitable, and you will be glad that you did it now, rather than waiting any longer. Eventually, I think the big brokers will have to change, probably to "new agent training companies", which is what they are best at today. Providing brand awareness, big print ad budgets, walk-in offices and floor time opportunities no longer have the value that experienced agents can't duplicate on-line at a lesser cost. You have probably already read it, but Seth Godin's "small is the new big" can provide you with additional inspiration if you have any doubts! Vicki Lloyd, MBA, e-PRO, ACRE, Realtor http://LiveLakeForest.com
It's my understanding that Fannie, Freddie, and FHA have all clamped down on making loans to those who plan to keep the old one as a rental. I heard that the "Anti Buy & Bail" policy now requires 25% - 30% equity in the old property as well as 6 months reserves for payments on both the new and old loans. Vicki Lloyd, MBA, e-PRO, ACRE, Realtor http://LiveLakeForest.com (949) 457-0281
